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Illustration of a vacant building

Vacants

Find coverage for vacant buildings and land for your clients fast with one single submission.

Coverage types available for vacant buildings include general liability and package, and general liability is available for vacant land.

Appetite spotlight

  • General liability limits from $500k to $2M

  • Property limits up to $2.5M TIV

  • Properties that are less than 30% occupied

  • No square footage limitation

  • No strict limitation on number of stories for fully sprinklered buildings

  • Buildings constructed as early as 1850

  • Individuals, LLCs, trusts, estates, and other ownerships considered

  • Cosmetic renovations not exceeding half of the total TIV

  • Theft and vandalism available

  • Additional Insured coverage available

Markets

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Considered risks

  • Coastal property accepted

  • Property under renovation

  • Term length of 3, 6, 9, or 12 months

Appetite overview

ISO Code

Description

NAICS Mapping

ISO Code

49451

Description

Vacant Land – Other Than Not-For-Profit

NAICS Mapping

531190

ISO Code

49452

Description

Vacant Land – Not-For-Profit Only

NAICS Mapping

531190

ISO Code

68604

Description

Vacant Buildings – Factories

NAICS Mapping

531190

ISO Code

68606

Description

Vacant Buildings – Not Factories – Other than Not-For-Profit

NAICS Mapping

531190

ISO Code

68607

Description

Vacant Buildings – Not Factories – Not-For-Profit Only

NAICS Mapping

531190