Retail & Services
Beauty, barber, nail salons, convenience stores, grocery stores, beer/wine/liquor stores, food trucks, concession stands, mobile canteens are just a few of the classes you can get quick bindable quotes online with Pathpoint.
Obtain general liability or package quotes for your everyday main street business accounts.
Appetite Spotlights
General liability up to $1M/$2M
Property limits up to $3M TIV per location/$5M per policy for select classes
Business Personal Property up to $250k per building
Products-completed operations up to $2M
Business Income
Inland Marine limits up to $50,000 any one item/$100,000 per schedule for food trucks
Miscellaneous Equipment and Supplies up to $1,500 per item
Spoilage and Business Income with Extra Expense Coverage available for food trucks
Food must be served from a motorized vehicle or from a cart towed by the vehicle
Must be in compliance with all federal, state or local statutes or requirements (such as permits, licenses)
Must have liquor liability in place when selling or serving alcohol
Auto Liability coverage must be in place with equal or greater limits for food trucks
Markets
Considered Risks
No max on sales/revenue for beauty, barber, nail salons or food trucks
Up to $3M gross sales per location for convenience, grocery, beer, wine, and liquor stores
New ventures
Barber shops
Beauty salons
Hair salons
Nail salons
Beer, Wine & Liquor Stores
Convenience stores
Grocery stores
Mobile canteens
Food trucks
Food served from a motorized vehicle itself or a cart towed by a vehicle
Mobile concession stands
Refreshment stands
Silver-side lunch trucks
Up to 30% alcohol sales with liquor liability in place for food trucks classification
Quotable Classes
BBQ trucks
Beverages
Breakfast/brunch trucks
Burgers & hot dogs trucks
Candy and confectionery
Coffee trucks
Ethnic food trucks
Fruits and vegetables
Gluten-free trucks
Gourmet food trucks
Healthy food trucks
Snacks
Pastry trucks
Pizza trucks
Seafood trucks
Taco trucks
Vegetarian/vegan trucks
Barber shops
Beauty salons
Full-service salons
Hair salons
Nail salons
Specialty hair salons
24-hour convenience or grocery stores
Beverage stores – beer or soft drinks
Beverage stores – liquor or wine
Convenience stores (no gas station, car wash or restaurant)
Craft distillery shops
Grocery stores
Wine boutiques