Commercial Property

Property up to $3.8M TIV per location/$5.8M TIV per policy

Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

No coastal restrictions - terms automatically set based on the distance to the coast

Construction year as early as 1850

Ability to offer Special form and replacement cost for eligible buildings

Wind deductibles as low as 1%

Monoline wind available

Property TIV up to $2.5M TIV

Coastal wind deductibles as low as 1%

3, 6, 9, and 12-month terms available

Constructed after 1850

Cosmetic renovations accepted

Property up to $3.8M TIV per location/$5.8M TIV per policy

Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

Business Personal Property up to $5k

Wind deductibles as low as 1%

Property TIV up to $5M per location/$5.8M per policy

Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.

Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment

Risks with cooking equipment that has a semiannual cleaning contract in place

Wind deductibles as low as 1%

Property limits up to $3.8M TIV per location/$5.8M per policy for select classes

Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX

Business Personal Property up to $250k per building

Spoilage and Business Income with Extra Expense Coverage

Classes include barber shops, beauty parlors, nail salons, grocery, liquor, and retail stores

Wind deductibles as low as 1%