Commercial Package
Quote general liability plus property coverage for your small commercial clients with one submission across lessor’s risk, vacant buildings, retail & services, and restaurant verticals.
Lessor’s Risk
Learn moreGeneral Liability up to $1M/$2M
Property up to $3.3M TIV per location/$5.6M TIV per policy
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX
Excess Liability up to $5M
Business Personal Property up to $5k
Wind deductibles as low as 1%
Mix and Match Quoting Feature
Vacant Buildings
Learn moreGeneral Liability, Property or Package
General Liability up to $1M/$2M
Property TIV up to $2.5M TIV
Coastal wind deductibles as low as 1%
3, 6, 9, and 12-month terms available
Constructed after 1850
Cosmetic renovations accepted
Restaurants
Learn moreGeneral Liability up to $2M/$2M
Property TIV up to $5M per location/$5.6M per policy
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX
Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.
Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment
Risks with cooking equipment that has a semiannual cleaning contract in place
Mix and Match Quoting Feature
*Liquor Liability not available at this time
Retail & Services
Learn moreGeneral Liability, Property, or Packages
General Liability limits up to $1M/$2M
Property limits up to $3.3M TIV per location/$5.6M per policy for select classes
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX
Includes Products Liability (up to $2M Products/Completed Ops)
Business Personal Property up to $250k per building
Spoilage and Business Income with Extra Expense Coverage
Classes include barber shops, beauty parlors, nail salons, grocery, liquor, and retail stores
Mix and Match Quoting Feature
*Liquor Liability not available at this time
Markets
