Commercial Package
Quote general liability plus property coverage for your small commercial clients with one submission across lessor’s risk, vacant buildings, retail & services, and restaurant verticals.
Vacant Buildings
Learn moreGeneral Liability, Property or Package (Instant Quotable)
General Liability up to $1M/$2M (Instant Quotable)
Property TIV up to $2.5M TIV (Instant Quotable)
Property TIV up to $50M
Constructed after 1850 with documentation of updates
Coastal wind deductibles as low as 1%
3, 6, 9, and 12-month terms available
Cosmetic renovations accepted
Lessor’s Risk
Learn moreGeneral Liability up to $1M/$2M (Instant Quotable)
Property up to $3.8M TIV per location/$5.8M TIV per policy (Instant Quotable)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)
Property TIV up to $5M per package / $10M in select states
Constructed after 1850 with documentation of updates
Excess Liability up to $5M
Business Personal Property up to $5k
Wind deductibles as low as 1%
Up to 1,000 residential units including apartments, student housing, tract housing, HUD, and assisted living
Restaurants
Learn moreGeneral Liability up to $2M/$2M (Instant Quotable)
Property TIV up to $5M per location/$5.8M per policy (Instant Quotable)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)
Constructed after 1850 with documentation of updates
Business Personal Property, Business Interruption, Spoilage, Equipment Breakdown, and Hired & Non-Owned Auto available.
Risks with commercial cooking equipment, as long as they have a UL300 compliant wet ANSUL fire extinguishing system in place over all commercial cooking equipment
Risks with cooking equipment that has a semiannual cleaning contract in place
Wind deductibles as low as 1%
Retail & Services
Learn moreGeneral Liability, Property, or Packages (Instant Quotable)
General Liability limits up to $1M/$2M (Instant Quotable)
Property limits up to $3.8M TIV per location/$5.8M per policy for select classes (Instant Quotable)
Property up to $10M TIV per location/policy in AL, FL, GA, LA, MS, SC, and TX (Instant Quotable)
Constructed after 1850 with documentation of updates
Includes Products Liability (up to $2M Products/Completed Ops)
Business Personal Property up to $250k per building
Spoilage and Business Income with Extra Expense Coverage
Classes include barber shops, beauty parlors, nail salons, grocery, liquor, and retail stores
Mix and Match Quoting Feature
Wind deductibles as low as 1%
*Liquor Liability not available at this time
Markets
