The holidays are hereâa season to relax, unwind, and enjoy the eggnog. But for you, the motivated insurance agent, it's also the perfect time to plan ahead for the opportunities quarter one (Q1) will bring. As winter settles in, property owners are already thinking about the futureâpreparing their homes and businesses for spring projects or getting properties market-ready for March 1st listings. That means contractors will be gearing up for a busy season and need insurance coverage to protect their businesses as demand picks up. Make it your New Year's resolution to write more contractors in Q1. This holiday season, take a moment to make your list (and check it twice!) of these contractor classes you'll want to connect with before year end.
The List of Contractors You'll Want to Target
- Interior Decorators â Spending months indoors during winter often inspires homeowners to rethink their spaces. As homeowners prepare for spring or sellers get their homes ready to hit the market, many start second-guessing design choices from years past and look to update their interiors.
- General Contractors and Remodelers â While some projects may be minor cosmetic updates, many require the expertise of a professional. From high-ROI kitchen remodels to addressing the everyday wear and tear of property ownership, general contractors and remodelers see a surge in demand as spring approaches, with larger projects scheduled two months in advance.
- Insulation Work â It often takes the first big winter storm for homeowners to realize their insulation might not be up to par. Experts in insulation will see increased demand as property owners prioritize keeping their homes warm and energy efficient.
- Heating or Combined Heating and Air Conditioning Systems or Equipment (HVAC): Winter, spring, summer, or fall, customers will always call âŠfor an HVAC specialist. However, winter months see an uptick in demand for heating services as homeowners ensure their systems are ready to keep them warm throughout the colder months.
- Landscapers and Lawn Care Services â Savvy property owners know that spring projects start long before the first bloom. As temperatures rise, they turn to landscapers early to schedule major clean-ups and outdoor makeovers, ensuring their properties are ready to shine by spring break.
- Swimming Pool Contractors - Pool services stay steady in southern regions, while the Clark Griswolds up north, dream of their poolside paradise during the harsh winter. New in-ground pool construction can take months. With the Memorial Day weekend clock ticking, pool contractorsâalong with electricians, plumbers, and plasterersârace to break ground as soon as temperatures rise above freezing, ensuring that backyard oases are ready for summer fun.
- Roofers â Winter storms often bring costly damage, from leaks to fallen branches. Roofers are in high demand to repair and maintain roofs, ensuring homes stay secure and dry through spring.
- Janitorial Services â Spring cleaning begins much sooner. Realtors preparing to list properties by March 1st will rely on janitorial services to ensure their listings shine and make a lasting impression on potential buyers.
- Pest Control Services â While warmer states contend with pesky critters year-round, property owners in colder regions face unwelcome guests seeking warmth during the harsh winter monthsâgross! Pest control services are always in demand, keeping homes pest-free no matter the season.
- Painters â There's a reason painting is one of the most commonly requested servicesâit works! A fresh coat of paint can completely transform a property's look and feel. With spring projects on the horizon, these contractors' schedules will fill up fast, long ahead of Mardi Gras- cheers!
Reaching out now gives you a head start to provide these businesses with the insurance gift they need before the new year kicks into high gear. Once you've connected with these contractors, the next step is to offer them competitive and comprehensive business insurance. That's where we come in.
Bookmark Pathpoint for Contractors
Make Pathpoint your holiday shortcutâyour ultimate go-to for all things contractors all year round. With instant quotes across 100+ contractor classesâfrom everyday carpenters to hard-to-place weldersâPathpoint empowers insurance agents with lightning-fast general liability coverage from multiple AM Best A-rated markets. Secure limits up to $1M/$2M with options like a blanket waiver covering those additional insureds, completed operations, waiver of subrogation, and primary and non-contributory wording. Need more? Add excess coverage up to $5M, cyber liability up to $3M, inland marine up to $10k, hired and non-owned auto, and enjoy a flexible appetite that includes 100% subcontractors. Pathpoint's offerings span nationwide from Colorado to even the five boroughs of New York, accommodating new ventures, new construction, and new classes regularly. Save time and bind most accounts online within an hourâbecause contractors deserve coverage that keeps up with their pace.
Get Ahead for 2025
The end of the year is a time to celebrateâand to plan for future success. As contractors gear up for a busy spring, Pathpoint makes connecting them with fast, comprehensive coverage easy. From roofers to landscapers, ensure they're ready for their peak season with the protection they need. Start early, write more policies, and strengthen your relationships with contractors.
Here's to a productive and prosperous New YearâHappy Holidays! Win more contractors' business at www.pathpoint.com.