Small commercial E&S made simple
Thousands of insurance agents use Pathpoint to quote non-admitted risks in minutes, bind coverage, and have policies issued – all in one place, with 24/7 access.
No appointment needed to quote
Pathpoint offers agents access to coverage across these verticals:
Save time, better serve your clients,
and grow your business faster.
When your admitted markets say no, come to Pathpoint

Instant quotes
Automated underwriting gives
you bindable quotes at the click
of a button
24/7 Access
Log in to quote and manage documents anywhere, anytime
Streamlined processes
E-signing, prefilled applications, PathPay, and a single supplemental get it done faster
We help independent agents place business with E&S carriers across multiple lines of business












































“Pathpoint saved my agency and myself a lot of time, so instead of spending hours, I’m now spending minutes. I’m able to do more quotes and sell more policies. It’s a simple process to quote and I’m able to help my clients, and it’s a win-win.”

Hassan Berro
Prince Insurance
"This is what I love about your platform. It is quick, easy, and I get immediate results."

Donna Wasserman
Placement Specialist, Renaissance Alliance
“It is so convenient to be able to just enter information in to become an ACORD and digitally sign all the documents. When you can’t do an account, I’m able to take those ACORDs and bring them to my other wholesalers, and it really saves me a lot of time.”

Anthony Garibay
Farmers Agent
“When I started doing quotes I could get prices really quick, cover things like roofers and welders - things that other companies couldn’t do - and that’s been a big help. If you’re not using Pathpoint, you’re doing a disservice to some of the customers because you’re going to get prospects who are going to need service quickly.”

Greg Gay
Goyo Taxes, Insurance y Mas
" I love Pathpoint's system! It is so easy to work with. Especially with uploading ACORD forms, I can literally quote in 3 minutes."

Tova Shulman
The Wilhelm Agency
"We started working with Pathpoint a few months ago and their system is super easy to use, very intuitive. The underwriting department has been very quick to response when it has to be referred and the rates have been great."

Susan Ariza
The Cooper Agency
Market and Customer
Service Response Times
Quote 200x faster vs. other wholesalers
24s
live chat response time
14m
to an instant quote
25hrs
saved per quote
Recent Transactions
Contractors + GL
Carpentry Construction of Residential Property Not Exceeding Three Stories in Height
Limits
$1M/$2M
Premium
$4,250
Contractors + GL
Contractors Executive Supervisors or Executive Superintendents
Limits
$1M/$2M
Premium
$6,807
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$2,942
LRO + Package
0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$8,617
LRO + Package
0563: Plumbing – Contractors Storage – Residential or Domestic
Limits
$1M/$2M
Premium
$5,798
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$1,320
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$1,584
Contractors + GL
Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings
Limits
$1M/$2M
Premium
$5,821
Contractors + GL
Solar Energy Contractors
Limits
$1M/$2M
Premium
$500
LRO + GL
0542: Restaurants – With Cooking
Limits
$1M/$2M
Premium
$500
LRO + Package
0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family
Limits
$1M/$2M
Premium
$1,982
LRO + Package
0567: Tobacco Products Stores
Limits
$1M/$2M
Premium
$1,376
Monoline Property
0702: Offices – Non-Governmental
Premium
$5,762
LRO + Package
0321: Apartments with Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$3,401
LRO + Package
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$10,950
Contractors + GL
Contractors Subcontracted Work Other Than Construction Related Work
Limits
$1M/$2M
Premium
$550
Contractors + GL
Roofing Residential Three Stories and Under
Limits
$1M/$2M
Premium
$4,824
Contractors + GL
Tree Pruning Dusting Spraying Repairing Trimming or Fumigating
Limits
$1M/$2M
Premium
$3,000
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$1,252
LRO + GL
9540: Vacation Rentals Single Dwelling or Townhouse
Limits
$1M/$2M
Premium
$517
LRO + Package
0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$4,294
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$3,951
Monoline Property
9540: Vacation Rentals Single Dwelling or Townhouse
Premium
$3,592
LRO + Package
0542: Restaurants – With Cooking
Limits
$1M/$2M
Premium
$9,140
Contractors + GL
Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings
Limits
$1M/$2M
Premium
$3,216
Contractors + GL
Carpentry Construction of Residential Property Not Exceeding Three Stories in Height
Limits
$1M/$2M
Premium
$4,250
Contractors + GL
Contractors Executive Supervisors or Executive Superintendents
Limits
$1M/$2M
Premium
$6,807
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$2,942
LRO + Package
0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$8,617
LRO + Package
0563: Plumbing – Contractors Storage – Residential or Domestic
Limits
$1M/$2M
Premium
$5,798
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$1,320
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$1,584
Contractors + GL
Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings
Limits
$1M/$2M
Premium
$5,821
Contractors + GL
Solar Energy Contractors
Limits
$1M/$2M
Premium
$500
LRO + GL
0542: Restaurants – With Cooking
Limits
$1M/$2M
Premium
$500
LRO + Package
0198: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 3 or 4 Family
Limits
$1M/$2M
Premium
$1,982
LRO + Package
0567: Tobacco Products Stores
Limits
$1M/$2M
Premium
$1,376
Monoline Property
0702: Offices – Non-Governmental
Premium
$5,762
LRO + Package
0321: Apartments with Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$3,401
LRO + Package
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$10,950
Contractors + GL
Contractors Subcontracted Work Other Than Construction Related Work
Limits
$1M/$2M
Premium
$550
Contractors + GL
Roofing Residential Three Stories and Under
Limits
$1M/$2M
Premium
$4,824
Contractors + GL
Tree Pruning Dusting Spraying Repairing Trimming or Fumigating
Limits
$1M/$2M
Premium
$3,000
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$1,252
LRO + GL
9540: Vacation Rentals Single Dwelling or Townhouse
Limits
$1M/$2M
Premium
$517
LRO + Package
0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$4,294
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$3,951
Monoline Property
9540: Vacation Rentals Single Dwelling or Townhouse
Premium
$3,592
LRO + Package
0542: Restaurants – With Cooking
Limits
$1M/$2M
Premium
$9,140
Contractors + GL
Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings
Limits
$1M/$2M
Premium
$3,216
Contractors + GL
Contractors Executive Supervisors or Executive Superintendents
Limits
$1M/$2M
Premium
$3,828
Contractors + GL
Grading of Land
Limits
$1M/$2M
Premium
$674
Contractors + GL
Carpentry
Limits
$1M/$2M
Premium
$4,825
Contractors + GL
Roofing Residential Three Stories and Under
Limits
$1M/$2M
Premium
$4,818
Contractors + GL
Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings
Limits
$1M/$2M
Premium
$4,720
Monoline Property
0321: Apartments with Mercantile Occupancies – Up to 10 Units
Premium
$569
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$838
Monoline Property
1052: Day Care Centers
Premium
$3,564
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$5,386
LRO + GL
Apartment Buildings
Limits
$1M/$2M
Premium
$3,147
LRO + Package
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$6,701
Contractors + GL
Swimming Pool Servicing
Limits
$1M/$2M
Premium
$500
LRO + Package
0321: Apartments with Mercantile Occupancies – Up to 10 Units 0567: Variety Stores
Limits
$1M/$2M
Premium
$4,120
LRO + GL
0321: Apartments with Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$2,756
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$2,449
Monoline Property
0746: Motels – Without Restaurant – 11 to 30 Units
Premium
$3,206
LRO + Package
0702: Offices – Non-Governmental 0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$1,094
LRO + Package
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$7,101
LRO + GL
0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$500
Contractors + GL
Pressure Washing
Limits
$1M/$2M
Premium
$650
LRO + GL
0312: Apartments without Mercantile Occupancies – 11 to 30 Units
Limits
$1M/$2M
Premium
$2,169
LRO + Package
0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family
Limits
$1M/$2M
Premium
$2,939
LRO + Package
0331: Condominiums – Residential (Association Risk Only) – Without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$2,430
Monoline Property
0702: Offices – Non-Governmental
Premium
$2,070
Monoline Property
0312: Apartments without Mercantile Occupancies – 11 to 30 Units
Premium
$12,454
Contractors + GL
Contractors Executive Supervisors or Executive Superintendents
Limits
$1M/$2M
Premium
$3,828
Contractors + GL
Grading of Land
Limits
$1M/$2M
Premium
$674
Contractors + GL
Carpentry
Limits
$1M/$2M
Premium
$4,825
Contractors + GL
Roofing Residential Three Stories and Under
Limits
$1M/$2M
Premium
$4,818
Contractors + GL
Contractors Subcontracted Work In Connection with Building Construction Reconstruction Repair or Erection One or Two Family Dwellings
Limits
$1M/$2M
Premium
$4,720
Monoline Property
0321: Apartments with Mercantile Occupancies – Up to 10 Units
Premium
$569
LRO + GL
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$838
Monoline Property
1052: Day Care Centers
Premium
$3,564
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$5,386
LRO + GL
Apartment Buildings
Limits
$1M/$2M
Premium
$3,147
LRO + Package
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$6,701
Contractors + GL
Swimming Pool Servicing
Limits
$1M/$2M
Premium
$500
LRO + Package
0321: Apartments with Mercantile Occupancies – Up to 10 Units 0567: Variety Stores
Limits
$1M/$2M
Premium
$4,120
LRO + GL
0321: Apartments with Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$2,756
Monoline Property
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Premium
$2,449
Monoline Property
0746: Motels – Without Restaurant – 11 to 30 Units
Premium
$3,206
LRO + Package
0702: Offices – Non-Governmental 0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$1,094
LRO + Package
0311: Apartments without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$7,101
LRO + GL
0702: Offices – Non-Governmental
Limits
$1M/$2M
Premium
$500
Contractors + GL
Pressure Washing
Limits
$1M/$2M
Premium
$650
LRO + GL
0312: Apartments without Mercantile Occupancies – 11 to 30 Units
Limits
$1M/$2M
Premium
$2,169
LRO + Package
0196: Dwellings Written in Conjunction with Commercial Risks from the Commercial Lines Manual (Lessor's Risk Only) – 1 Family
Limits
$1M/$2M
Premium
$2,939
LRO + Package
0331: Condominiums – Residential (Association Risk Only) – Without Mercantile Occupancies – Up to 10 Units
Limits
$1M/$2M
Premium
$2,430
Monoline Property
0702: Offices – Non-Governmental
Premium
$2,070
Monoline Property
0312: Apartments without Mercantile Occupancies – 11 to 30 Units
Premium
$12,454
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